How did your week turn out? Did you get to buy any stocks, ETFs, or bonds that you wanted? Get any good deals?
I feel with the multidirectional market, it’s still a great time to snag some deals, and that’s what I did this morning. I used all of my Fintech apps to snag some deals in all of my portfolios! It felt good! Lowering average cost, rounding out full shares, and further increasing our families goal of financial independence.
Without these apps, I wouldn’t know how to be a Thrifty Investor.
The Fintech apps I still use are: Webull (main portfolio), Coinbase (my only brokerage account that has crypto), SoFi (absolute banger of a company!), Public (So many options of investment types!), M1 Finance (ROBO Mostly hands off), Fundrise (Have to have some real estate in the portfolio!), and Fidelity (absolute banger of low cost index funds!).
I’ll tell ya, without trying to sound like a commercial, each app have their own pros and cons, but SoFi is without a doubt an absolute beast. A true one stop shop. My wife and I use their credit card and use all of the rewards to buy more stock. They have so many services, it’s hard not to take advantage of all of them. We are thinking of switching one account of direct deposit over to SoFi, just to take part in their high interest savings accounts and other great rewards!
Public has recently given us Alts (alternative investment options like, art, show collection, trading cards, even Shrek music royalties!) that would not be accessible in any other app. They just added Options trading and they are giving back 50% of the costs for Options trading, as long as you sign up before March.
M1 seriously has it handled to making sure my pie is equally weighted, buying, selling, and rebalancing when needed. I only go in to modify pies on if any of my general attitude has changed on the companies in the portfolio. M1 also offers a wide range of services, but I haven’t explored those options yet.
Webull is what I would consider a classic brokerage account, especially with their perfect app and software. I love trading on their app, and they finally started the DRIP! What would make them better is if they made other types of rewards than referrals. Some of us only know so many people!!
Coinbase… crypto… do you own any or no? Are you a part of the population that thinks it’s worthless or do you think it’s important and has more importance to come? I feel that sliding over any extra bit of cash and building a portfolio in crypto means we aren’t going to miss if it’s yes or no to that question. It’s not our main portfolio, but we’ve put in extra bits over a few years and will continue to do so. I think there could be huge implications for crypto in the future, and I don’t want us to be left behind!
Fidelity, isn’t it just an adult thing to do to have an adult brokerage account? It feels great having low cost and no cost index funds that we invest into every month. I know there is a huge reliability with Fidelity
Fundrise, I know I said it before, but you have to have real estate in your portfolio, and Fundrise makes it easy. Better than easy, because of the auto deposits. I know 2023 was not a great year for the portfolios, and real estate in general, but if you buy those shares up now, and the rest estate market comes back, you will be in a great spot, just like stocks! That’s what we keep looking forward to, it’s not about right now, but 5-10-15-20 years down the road.
What apps or brokerage services do you use? Let us know in the comments!
Thrifty Investing 
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