A.I. is unavoidable. If dominates almost every conversation, from your phone, to how the biggest companies can leverage A.I. With that in mind, we wondered, how have you incorporated A.I. into your life? Or have you not? I know the constant listening from devices and privacy concerns are a real issue when it comes toContinue reading “Have You Incorporated A.I. Into Your Life?”
Author Archives: kwite87
Deposit Day – Investment Day
Do you have a specific day of the week that no matter what, you put money to work? Do you add to your HYSA? Do you add to your IRA or Roth IRA? How many brokerage accounts do you send money to? We typically throw money in on Fridays. Pay day hits, then the moneyContinue reading “Deposit Day – Investment Day”
HYSA – High-Yield Savings Account
Hello and good day to you! I hope today is a prosperous one! I hope you know about HYSA’s and how great they are! HYSA or a High-Yield Savings Account, is a great place to park your cash and earn some high monthly earning interest! Right now I’ve been using OpenBank with their higher thanContinue reading “HYSA – High-Yield Savings Account”
Staying Thrifty In 2025
How are you planning on staying thrifty this year? I plan on reading more quality books to help get a better sense of finding valuations and understanding valuations of publicly traded companies. I will also be working more money into my OpenBank and Public HYSA, while these rates last at 4.1% Am I the onlyContinue reading “Staying Thrifty In 2025”
What Books Are You Reading? 2025
I try, just as many other people do, to read as much as possible. I’m not a routine person, so it’s difficult to set a particular time to read every day, but I still try. Currently, I am ready, How to Win Friends and Influence People, by Dale Carnegie. Wow, what an inciteful and knowledgeableContinue reading “What Books Are You Reading? 2025”
Biggest ETF Holding – Why ETFs Are Great!
Being thrifty in the market, you look for deals. EPS, P/E, P/B, and many other indicators let us know where some deals are, but those numbers don’t do much for most ETF’s. They are graded on the performance of the fund, similar to mutual funds and index funds. So, what does being thrifty have toContinue reading “Biggest ETF Holding – Why ETFs Are Great!”
High-Yield Cash Accounts
I know you’ve heard about interest rates and inflation by now. If you haven’t, you might just be under a rock! These Fintech applications like Public, SoFi, M1, even Coinbase, can give you access to a high-yield cash account. These accounts are around 5.0% APY and up, even in the short term, it’s a betterContinue reading “High-Yield Cash Accounts”
SONY – Do They Really Need Paramount?
SONY is a household name just about everywhere. Are they known for their stellar movies? Not really. Are they known for their electronics, video games, and video game systems, absolutely! They also have a successful music label and multiple other successful businesses, but one that continues to disappoint time and time again, the SONY movieContinue reading “SONY – Do They Really Need Paramount?”
Publicly Traded Spinoffs
Ever since I read the book, “You Can Be a Stock Market Genius” by Joel Greenblatt, I’ve been obsessed with Spinoffs. Spinoffs give you a reward for holding the shares of a particular company, by giving you shares of the newly traded company. Even better, Joel Greenblatt showcases data that most spinoffs do well withinContinue reading “Publicly Traded Spinoffs”
SoFi – A Stock To Talk About
Typically on Thrifty Investing, we talk about SoFi, because of the app. Yes, it’s one of the greatest apps out there that gives you access to a huge list of financial products as well as traditional bank and credit card access. Today, I want to talk about SoFi, but this time the stock. (I amContinue reading “SoFi – A Stock To Talk About”
Thrifty Investing 